Personal Banking

Meeting and exceeding our customers expectations is what being a community bank is all about.

With our variety of products and services, the choice is yours. Our friendly staff at one of our 5 Locations will help you find the products that fit your needs.

We focus on finding financial solutions that meet your immediate needs, and help create strategies that will improve your overall long-term financial goals.

At Highland Bank, we strive to “put our customers first, make banking easy, and get the job done”.

Learn more about our innovative solutions:

Personal ATM and Debit Cards:

Our debit cards are equipped with EMV(Europay, MasterCard and Visa) technology used to authenticate chip-card transactions. The cards improve payment security, making it more difficult for fraudsters to successfully counterfeit cards. Most of all, it means greater protection against fraud.

Cardholders can use any Highland Bank or MoneyPass ATM to withdraw money or check balances without paying a surcharge fee! Cardholders have access to over 24,000 ATM's nationwide. Just look for the MoneyPass logo on the ATM or download the MoneyPass Locator App»

Easy to use

Use your personal or small business chip card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise – swipe your card as you normally would. For use at ATMs, simply insert your card and follow the on-screen instructions. Remember to take your card when prompted.


Highland Bank debit cardholders use CardValet to turn their card on and off anytime. Set locations where the card can be used and restrict transactions based on merchant type. Establish transaction limits and schedule alerts for certain transaction types.

Added layer of security

The new chip on your card provides additional security when used at terminals and ATMs that are chip-enabled—the data stored on the chip is more difficult to counterfeit or copy.

Accepted everywhere

More terminals and ATMs are becoming chip-enabled throughout the U.S. You'll also enjoy greater acceptance when traveling: Chip technology is common in over 130 countries around the world, including Canada, Mexico and the United Kingdom.

No extra cost

Enjoy your new card with chip technology at no additional cost.