Savings - Highland Banks

Personal Savings

Highland Bank wants to help you with a savings plan. We have several options so you can select the choice that best meets your immediate needs, and your future needs as your balances grow. We also provide a variety of money management tools to help you meet your financial goals.

Click here for a comparison of all our savings accounts, or choose from the following:

Premier Money Market Savings

$10,000 minimum opening deposit
Minimum daily available balance of $10,000 to avoid a $15 monthly service charge
Our highest yield savings account features highly competitive interest rates
Interest compounded monthly ⁽³⁾ Interest paid on tiered balances:

$0 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999
$250,000+

6 Telephone/Internet/pre-authorized withdrawals per month ⁽²⁾
$10,000 minimum opening deposit
Unlimited ATM, $1monthly fee for ATM card, if you don't have a Highland Bank checking account ⁽¹⁾
Use our money management tools to determine savings goals and plan your financial future.

Money Market Savings

Minimum available daily balance of $1,000 to avoid a $10 monthly service charge
Interest compounded monthly⁽³⁾
6 Telephone/Internet/pre-authorized withdrawals per month, $2 each additional ⁽²⁾
$1,000 minimum opening deposit
$1monthly fee for ATM card, with Free Checking or if you don't have a Highland Bank checking account ⁽¹⁾
Use our money management tools to determine savings goals and plan your financial future.

Statement Savings

Minimum available daily balance of $200 to avoid a $3 monthly service charge
Interest compounded quarterly ⁽³⁾
$200 minimum opening deposit
$1monthly fee for ATM card, with Free Checking or if you don't have a Highland Bank checking account ⁽¹⁾
6 Telephone/Internet/pre-authorized withdrawals per month, $2 each additional ⁽²⁾
Use our money management tools to determine savings goals and plan your financial future.

Youth Savings - 17 years of age and under ⁽⁴⁾

No minimum balance required
No monthly service charge
$10 minimum opening deposit
Interest compounded annually ⁽³⁾
4 withdrawals per month, $2 each additional ⁽²⁾
$10 minimum opening deposit
Use our money management tools to determine savings goals and plan your financial future.

Highland Bank also offers a lifeline savings account. Contact Us for details.

Other Services

⁽¹⁾ Foreign transaction fees and surcharges apply.
⁽²⁾Federal Reserve Board Regulation D limits checks and telephone, online, overdraft and preauthorized transfer (including POS purchases, automatic and wire transfers) to six per statement period, with a maximum of three withdrawals by check. Repeated excessive monthly withdrawals will lead to account closure.
⁽³⁾The interest rate and annual percentage yield (APY) may change weekly at the Banks discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash deposits (for example, checks deposited into your account).
⁽⁴⁾Available to clients 0 17 years of age. At age 18, the account is reclassified to and subject to the terms of a Statement Savings Account.

For more information contact your account representative or e-mail us.