Loans

Whether you need to make a small purchase or achieve your dream of home ownership, Highland Bank would like to find a way to make it happen. Our experienced professionals will listen to your request and discuss with you which options best match your needs and make a recommendation for you.

Highland Reserve
Our low-cost credit line may be the answer for those emergency situations or small purchases. We offer credit limits from $500 to $5,000 with a minimum monthly repayment schedule equal to 5% of the current balance or $25 a month, whichever is greater.

Executive Credit Line
If your borrowing needs are in excess of $5,000, our flexible and convenient executive credit line may be the answer. There are secured and unsecured options available. Access by telephone or bank draft makes your life easy.

Installment Loans
We offer financing with competitive rates and payment options that fit your budget. You will like the convenience and ease of your application taken by telephone. Automatic payments from a Highland Bank account saves you even more money. Use our credit management tools to determine payments and loan options.

Home Equity Loans and Credit Lines
Use the equity in your home to make home improvements, purchase a new vehicle or finance a college education. It is a smart way to borrow and interest may be tax deductible (consult your tax advisor). We offer fixed and variable interest rate loans with several options to meet your needs. Consult with one of our qualified lenders and they will recommend the best home equity loan or line product for you. Use our credit management tools to determine payments and loan options.

Credit Card - Learn more and apply online!
If your busy lifestyle demands convenience and great rates, ask about the credit cards offered by Highland Bank through Elan. There are solutions for students, individuals who have earned a platinum card status, and those in between. We even have a business credit card that gives you an edge.

PLEASE NOTE:
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For more information contact your account representative or e-mail us.