Personal Checking

We know that everyone's needs are different. With that in mind, Highland Bank has several checking account options designed to meet your personal financial objectives. You'll also receive free Internet Banking and Bill Pay with any of our personal checking accounts! Click here for a comparison of all our checking accounts, or choose from the following:

Free Checking

No minimum balance required⁽⁵⁾⁽¹⁾
No monthly fee for Instant Cash & Instant Cash and Check Card⁽³⁾ or
$1 monthly fee for Instant Cash Card ⁽³⁾
$2 monthly fee for a reserve line of credit⁽⁷⁾
Free check safekeeping
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
Imaged statements $3/month⁽⁶⁾

Interest Checking

Interest is compounded monthly when a minimum daily available balance of $500 is maintained. ⁽¹⁾⁽⁵⁾
No monthly service charge if minimum daily available balance of $500 is maintained.
$9 monthly service charge & $.25 per check charged when minimum balance is not maintained.
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
Free check-safekeeping
No monthly fee for Instant Cash or Instant Cash & Check Card ⁽³⁾
$2 monthly fee for a reserve line of credit⁽⁷⁾
Imaged statements $3/month⁽⁶⁾

Relationship Checking

Interest compounded monthly when a minimum daily available checking balance of $500 is maintained⁽¹⁾⁽⁵⁾
No monthly service charge if $5,000 in combined balances is maintained ⁽⁴⁾
$10 monthly service fee when combined balances fall below $5,000
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
Free check safekeeping
First box of Highland Bank design checks free or $5 on upscase design - one box per order ⁽²⁾
No fee for Instant Cash & Check card ⁽³⁾
No fee for travelers checks ⁽⁸⁾, money orders or cashiers checks.
Imaged statements optional⁽⁶⁾

e-Checking

No minimum balance required⁽¹⁾⁽⁵⁾
No monthly fee for Instant Cash & Instant Cash or Instant Cash (ATM) Card⁽³⁾
$2 monthly fee for a reserve line of credit⁽⁷⁾
Free check safekeeping
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
2 Free ATM transactions per month - no foreign transaction fee and no surcharge
1st box of specialty grey checks FREE⁽²⁾
Write 5 checks for FREE per month, or $0.50 per check written over 5
Electronic statements required

Classic 55

No monthly service charges⁽¹⁾⁽⁵⁾
Unlimited check writing
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
Free check safekeeping
$5 credit on first box of checks ⁽²⁾
No fee for Instant Cash & Check card ⁽³⁾
No fee for travelers checks ⁽⁸⁾, money orders or cashiers checks
$2 monthly fee for a reserve line of credit⁽⁷⁾
Imaged statements optional⁽⁶⁾

Classic Gold 55

Interest compounded monthly when a minimum daily available balance of $500 is maintained⁽¹⁾⁽⁵⁾
No monthly service charge if $10,000 in combined balances is maintained ⁽⁴⁾
Free Highland Bank design checks or $5 credit on upscale design - one box per order ⁽²⁾
Free real-time Internet Banking
Free Online Bill Pay
Free Online Statements
Free check safekeeping
No fee for Instant Cash & Check card ⁽³⁾
No fee for travelers checks ⁽⁸⁾, money orders or cashiers checks
Imaged statements optional⁽⁶⁾

Additional Services

For more information contact your account representative or e-mail us.

⁽¹⁾ The interest rate and annual percentage yield (APY) may change weekly at Bank's discretion. Interest will be compounded and paid monthly. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available principal in the account each day.
⁽²⁾ Checks must be ordered through Highland Bank check vendor in order to receive the discount.
⁽³⁾Foreign transaction fees and surcharges apply. Subject to normal approval.
⁽⁴⁾ Combined balances include checking, savings, and CD available balances and consumer loans and personal lines of credit with outstanding balances.
⁽⁵⁾ $100 minimum to open any Highland Bank checking account.
⁽⁶⁾ Front of Item, 12 items per page, $1 per change per month, additional $1 per month for back of items.
⁽⁷⁾ Subject to credit approval.

⁽⁸⁾ Single Signer Travelers Checks