Executive Privileges
Because we appreciate your commercial business, we have developed a special program designed to meet your own personal banking needs. We value the confidence you have placed in our business relationship. Highland Bank wants to meet your individual banking needs as well.
- No monthly service charge
- No minimum balance
- Unlimited check writing
- Free 3 x 5 Safe Deposit Bpx or appropriate discount on larger box
- Account earns interest, compounded and paid monthly, when a minimum daily available balance of $500 is maintained
- Free check-safekeeping/Imaged statements optional
- $100 minimum opening deposit required
- Free Internet Banking and Online Bill Pay
- Highland Bank design checks free - $10 credit on upscale design (one box per order)(1)
- Instant Cash (ATM) Card available no monthly fee (2)
- Instant Cash & Check VISA Card available no monthly fee (2)
- Highland Reserve Line of Credit available - no monthly fee (3)
- No-fee single-signer Travelers Checks, Money orders & Cashiers Checks
A great way to save for longer-term goals, Highland Bank offers various options with terms to fit the timing of your specific needs. To avoid the volatility of the marketplace, we offer competitive market rates and the safety of FDIC Insurance up to $100,000.
- Guaranteed interest and insured principal
- A variety of options ranging from 91 days to 36 months
- Receive 1/4% bonus on current rate. (Excludes promotional certificates. Executive Privileges Checking required to receive bonus rate)
- Substantial penalty for early withdrawal
- $1,000 minimum opening deposit required
- Minimum balance of $10,000 to avoid a $15 monthly service charge
- Interest compounded monthly. Interest paid on tiered balances:
$0 - $9,999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000+
- 6 Telephone/Internet/pre-authorized withdrawals per month (5)
- Instant Cash Card (ATM) available - no monthly fee with your Executive Privileges Checking Account(2)
- Use our money management tools and calculators to determine savings goals
- Home Equity Loans Installment loans and lines of credit receive a discount on current rates. (Excludes first mortgages and special promotions. Automatic payment required from your Executive Privilege Checking account). (3)
- Personal Installment Loans receive a 1% discount on current rates offered. (Excludes special promotions. Automatic payment required from your Executive Privilege Checking account). (3)
- Safe Deposit Boxes
- Business checking accounts
- Business loans & lines of credit
- Investment Planning (4)
- Credit cards
- Notary & Signature guarantee services
- IRA accounts
- Traditional
- Roth
- Educational - Wire transfer services
Conduct routine banking transactions by accessing Highland Bank account information -24 hours a day, 7 days a week - via your computer or your touch-tone telephone.
- Free Internet Banking - view your transactions in real-time, make transfers between Highland Bank accounts, download account information to popular software from the comfort of your home or office.
- Free Bill Pay- view and manage payee list, add new payees anytime, make single or recurring payments, Manage payments - includes at-a-glance payment calendar, Security controls – identify who is authorized to approve payments, Around the clock assistance
- TeleBank - use your touch-tone phone and your personal identification number (PIN) to access Highland Bank's telephone banking service - TeleBank. Call 952.854.4884 to get account balances, transfer funds between you Highland Bank accounts, identify checks paid and verify all transactions made since you last statement.
For more information contact your account representative or e-mail us.
(1) Checks must be ordered through Highland Bank check vendor in order to receive the discount.
(2) Foreign transaction fees and surcharges apply. Subject to normal approval.
(3) Subject to credit approval.
(4) PrimeVest Financial Services, Inc. is an independent registered broker/dealer located at Highland Bank. Member NASD/SIPC.
(5) Federal Reserve Board Regulation D limits checks and telephone, online, overdraft and preauthorized transfer (including POS purchases, automatic and wire transfers) ti six per statement period, with a maximum of three withdrawals by check. Repeated excessive monthly withdrawals will lead to account closure.
| Securities and insurance products offered by PrimeVest: *Not FDIC insured *May go down in value *Not financial institution guaranteed *Not a deposit *Not insured by any government agency *Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate PrimeVest Advisory Services Agreement and disclosure borchure as provided. View PrimeVest Privacy Policyand other Important Information |
